Get Started
with Medicare
Some people get Medicare automatically, others have to actively sign up -- it depends if you start getting retirement or disability benefits from Social Security before you turn 65.
Path
Step 1
Social Security
Create an account either with LOGIN.GOV or ID.me take Control of your benefits verify for Medicare work credits (40.points) view your official Social Security Statement is lists your total work credits.needed for premium-free Part A you will also see any deductions from your monthly Benefits.
Step 2
Getting Started
Medicare is health insurance for people 65 or older who meet citizenship or residency requirements. You may be eligible to get Medicare earlier if you have a disability, End-Stage Renal Disease (ESRD), or ALS (also called Lou Gehrig’s disease).
Step 3
Before 65
Before you turn 65:
Some qualifying events Amyotrophic Lateral Sclerosis (ALS), End-Stage Renal Disease (ESRD),Long-Term Disability, Receiving Social Security Disability Insurance (SSDI), or a disability pension from the Railroad Retirement Board for 24 months triggers eligibility in the 25th month
Step 4
After 65
After you turn 65
-
Ask your employer to fill out Form CMS-L564 to prove you had job-based health coverage.
-
If you work for a company with 20+ employees and want to keep your job insurance, you must decide what to do with Part A and delay Part B Premium.
to
STEP 5
Citizenship or Residency
You must be either a U.S. citizen or U.S. national, a lawful permanent resident (green card holder), a Cuban-Haitian entrant, or lawfully living in the U.S. under the Compacts of Free Association to get Part A and Part B benefits or join a Medicare health or drug plan.
STEP 6
Parts of Medicare
What are the parts of Medicare?
Part A (Hospital Insurance)
Part B (Medical Insurance)
Part C (Medicare Advantage Plan)
Part D (Drug coverage)
Original Medicare
Supplemental Insurance (Medigap)
Get
Step 7
What does Medicare cost
Part A Premium
$0 for most people (because they paid Medicare taxes long enough while working — generally at least 10 years).
Part B Premium
$202.90 each month (or higher depending on your income) the amount can change each year
STEP 8
Deductible’s
Part A deductible’s
Days 1-60: $0 after you pay your $1,736
Days 61-90: $434 each day
Days 91-150: $868 each day while using *60 lifetime days
After day 150: You pay all costs
•If you go back after those 60 days pass,$1,736 deductible again
Care
STEP 9
Contact Us
We would love to help you with these matters you also have Guaranteed Issue Rights. Medicare is a complex constantly evolving matrix of Benefits and penalties do’s and don’ts it costs you nothing to chat with us or swing by. 20501 Katy Frwy, Katy TX 77450 713-676-4347
Katy Texas 77450
(Next to Captain Tom Sea Food)
Long Term Care, Final Expense
Cancer Insurance, Andemnity Plan
9 AM to 6 PM
Open Sunday’s
Appointment Only
call us at
281-676-4347