Help Me Pick Medicare Plan
A Medicare Katy Agency
Medicare brokers are the link between people in need of Medicare plans and the carrier companies who offer them, and we work with both clients and insurance carriers and are Licensed through the State of Texas. A Medicare broker has may have up to 10 carrier trying knowledge per agency we represents multiple insurance companies and can help you evaluate plan options, along with helping you our clients
Generally speaking, as agents we can compare Medicare plans and explain their benefits and restrictions and are also Licensed through the State
Life Insurance Medical Group Management, LLC holds A General Lines License with a Property and Casualty License with the State of Texas
Ruben, its Broker also holds these Licenses and a certification with the State of Texas for (LTC) long Term Care arena he loves to give advise and guidance for those who need it with over 25 years self employed he has he has been paramount in the success for many companies in the Houston area , working with Billion dollar fortune 500 corporations he has outperformed many of his colleagues. With the basic values such as; humility, Prudence, Temperance, Integrity, and Honesty values cal in today just to chat at 281-676-4347 our main office is in 20501 Katy freeway Katy Texas 77450
Client
Testimonials
“I can’t believe you drove all the way to my home and helped me with my medicare I have never understood how it really worked until I met with you. The explanation and the way you put it made sense I wish everyone cared about us like you did with me, Thank you Ruben Blessings to you and your family. Diana.
Diana F
Fue un placer reunirme contigo, Rubén; gracias por visitar nuestro hogar. Después de jubilarme, quería seguir trabajando, pero no tenía ni idea de que fuera tan complicado. Intenté hacerlo por mi cuenta hasta que te llamé; hiciste que todo pareciera tan sencillo que ahora funciona de forma automática. A veces la gente comenta que hice demasiadas preguntas, pero tú respondiste a cada una de ellas con hechos concretos.
Nelson Q.
“My friend no words can express my thanks when I had a stroke there you were at my bed side praying for me and my family I can never repay your kindness helping my wife with my medical bills and walking with us step by step till this day. Ruben I will always be your customer but a brother and a man of God is how I see you God bless you God Bless your Family Sincerely, Richard L “
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Richard.L
“Ruben thank you for always answering my calls you spent so much time with me I felt bad not giving you something you are so kind and very well dressed I thought men did not wear suits anymore you are so professional my daughter said when you left keep him as your agent he cares and she was right bye bye now Shirley”
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Shirley H
Ruben its always a pleasure meeting with you at your office me and my girlfriends enjoy or conversation about our lord and savior thank you for sending us update on what’s going on with our medicare that seems to go up every year lol Joyce.
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Joyce D
Ruben I was so mad at the system I didn’t trust anyone at all I came into your office very defensive and short I apologize for that as you explained the process step by step by step I was told by Social security there was nothing for me you showed me exactly how to create my account and did not hangup on me bye the way and after I did that I was speechless not only did I qualify for medicare I had benefits!!!! From what I was told and what was really there I was able to get coverage thank you so so much God Bless you so much!!!!
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Linda H
Affordable Care Act (ACA) in KatyAffordable Care Act (ACA) health insurance Plans
Under 65 If you have a Marketplace plan, keep it until your Medicare coverage starts. don’t end your Marketplace plan until you know when you’re Medicare coverage starts if you end Marketplace coverage, you can’t re-enroll until the next annual Open Enrollment Period. – Exception SEP* Special Enrollment Periods.
Do Medicare Agents Charge a fee?Katy Insurance Agency Licensed Agents
Looking for Individual, Family Or Business Health Insurance ENTER the link below to our Health Insurance website.
Should I use a Medicare AgentLocal Licensed Agents
Agents compare available options to find the best fit for your specific budget, doctor networks, and prescription needs. Medicare Supplement insurance covers out-of-pocket costs for Medicare Parts A and B.
Physicians Mutual® Insurance: Life, Dental, Medicare Supplement. Local Physicians mutual insurance Broker, Agents
Plan G – You want broad coverage, but don’t mind paying the Part B Deductible. innovative Plan G – You expect minimal medical costs in the next 3 years, but want more coverage in the future. High Deductible Deductible Plan G You want low premiums in exchange for a yearly plan deductible.
Medicare Advantage Plans How Medicare Advantage Works
A Medicare Advantage plan (also known as Part C) is an all-in-one health insurance alternative to Original Medicare. Offered by private companies approved by Medicare, these plans bundle your Part A (hospital) and Part B (medical) coverage, and usually include prescription drug coverage (Part D) along with extra perks
What are the negatives of a Medicare Advantage plan?There are four key disadvantages
Billing before you receive treatment.
Less freedom in choosing health care providers.
Less compatible with other forms of retiree coverage.
UnitedHealthcare offers a variety of Medicare plans, including Medicare Advantage, Medicare Supplement, and Medicare Part D plans, in Katy, Texas. These plans may include benefits like dental, vision, and hearing coverage, and some may have a $0 monthly premium.
Katy Texas 77450
(Next to Captain Tom Sea Food)
Long Term Care, Final Expense
Cancer Insurance, Andemnity Plan
9 AM to 6 PM
Open Sunday’s
Appointment Only