We are a Texas owned and family operated Insurance Agency.Thank You For you help with Medicare
Thank you Life Insurance Medical Group Management , LLC. “LiMGM”.
By design, when you turn 65.
This is called your Initial Enrollment Period or OEP. starting 3 months before you turn 65, and ending 3 months after the month you turn 65, It lasts for 7 months.
PENALTY?
If you miss your 7-month Initial Enrollment Period, you may have to wait to sign up and pay a monthly late enrollment penalty for as long as you have Part B coverage. The penalty goes up the longer you wait. You may also have to pay a penalty if you have to pay a Part A premium, also called “Premium-Part A.”
When your coverage starts
The date your coverage starts depends on which month you sign up during your Initial Enrollment Period. Coverage always starts on the first of the month.
If you qualify for Premium-free Part A: Your Part A coverage starts the month you turn 65. (If your birthday is on the first of the month, coverage starts the month before you turn 65.) Part B (and Premium-Part A): Coverage starts based on the month you sign up:
I have a Special Reason for Medicare
I just moved into this area ,
I moved to a this new address where there is new plan options in my area I would like to enroll if I meet requirements.
Just released from jail what can I do?
Join a medicare Advantage Plan or Medicare Plan.
I paid for part A, and B while I was in jail what now?
You have 2 full calendar months after you’re released from Jail to join a plan but,
Get In TouchContact our local Agent
Katy, TX 77450
Client
Testimonials
“I can’t believe you drove all the way to my home and helped me with my medicare I have never understood how it really worked until I met with you. The explanation and the way you put it made sense I wish everyone cared about us like you did with me, Thank you Ruben Blessings to you and your family. Diana.
Diana F
Fue un placer reunirme contigo, Rubén; gracias por visitar nuestro hogar. Después de jubilarme, quería seguir trabajando, pero no tenía ni idea de que fuera tan complicado. Intenté hacerlo por mi cuenta hasta que te llamé; hiciste que todo pareciera tan sencillo que ahora funciona de forma automática. A veces la gente comenta que hice demasiadas preguntas, pero tú respondiste a cada una de ellas con hechos concretos.
Nelson Q.
“My friend no words can express my thanks when I had a stroke there you were at my bed side praying for me and my family I can never repay your kindness helping my wife with my medical bills and walking with us step by step till this day. Ruben I will always be your customer but a brother and a man of God is how I see you God bless you God Bless your Family Sincerely, Richard L “
.
Richard.L
“Ruben thank you for always answering my calls you spent so much time with me I felt bad not giving you something you are so kind and very well dressed I thought men did not wear suits anymore you are so professional my daughter said when you left keep him as your agent he cares and she was right bye bye now Shirley”
.
Shirley H
Ruben its always a pleasure meeting with you at your office me and my girlfriends enjoy or conversation about our lord and savior thank you for sending us update on what’s going on with our medicare that seems to go up every year lol Joyce.
.
.
Joyce D
Ruben I was so mad at the system I didn’t trust anyone at all I came into your office very defensive and short I apologize for that as you explained the process step by step by step I was told by Social security there was nothing for me you showed me exactly how to create my account and did not hangup on me bye the way and after I did that I was speechless not only did I qualify for medicare I had benefits!!!! From what I was told and what was really there I was able to get coverage thank you so so much God Bless you so much!!!!
.
Linda H
Are there any other ways to Qualify for Medicare?Yes there are
- I collect SS benefits
- End-Stage Renal Disease (esrd),
- Low income what now
- I have Social Security Everyone eligible for social security disability insurance (SSDI) benefits is also eligible for medicare after 24 months of qualifying period.
- I am a Beneficiary of social security.
You can During your (IEP) initial enrollment period , starting 3 months before you turn 65, and ending 3 months after the month you turn 65, It lasts for 7 months.
- How long will i get to keep Medicare if I work
As long as your disabling condition still meets our rules you can keep your Medicare coverage for at least 8 ½ years after you return to work. (The 8 ½ years includes your nine month trial work period.)
I have end-stage renal disease (esrd), medicare , to be eligible for ESRD Medicare, you must be diagnosed with ESRD by a doctor.
Additionally, you must have enough work history to qualify for Social Security Disability Insurance (SSDI) or Social Security retirement benefits, or enough railroad work history to qualify for Railroad Retirement benefits or railroad disability annuity.
You can also qualify through the work history of your spouse or parent.
.
Some beneficiaries with low incomes and limited resources may be eligible for state assistance with these expenses. Eligibility for buy in program for help part A with medicare part a premiums. https://www.ssa.gov/disabilityresearch/wi/qdwi.htm.
-
On October 2000 new law extended medicare for an additional 4 1/2 years beyond its current limit if you work and collect social security , as long as your disability meets the rules you can keep your Medicare coverage for at least 8 ½ years after you return to work. (The 8 ½ years includes your nine month trial work period.)
.
- Act of 1999: Work and Work Incentives Improvement Act of 1999 on December 17.
- increases beneficiary choice in obtaining rehabilitation and vocational services; .
- removes barriers that require people with disabilities to choose between health care coverage & work.
- assures that more Americans with disabilities have the opportunity to participate in the workforce and lessen their dependence on public benefits.
MEDICARE
WHAT'S NEW
FRAUD
On July 30
Medicare Community
We live in your community, we are part of your community, we support our community.®
”We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1–800– MEDICARE to get information on all of your options. Or call 281-676-4347