Life Insurance Medical Group Management, LLCWhat is
Medicare
Medicare is the federal health insurance program for:
- People who are 65 or older
- Certain younger people with disabilities
- People with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD)
- Original Medicare includes Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance). You pay for services as you get them. When you get services, you’ll pay a at the start of each year, and you usually pay 20% of the cost of the Medicare-approved service, called coinsurance. If you want drug coverage, you can add a separate drug plan (Part D).
Medicaid provides health coverage to millions of Americans, including eligible low-income adults, children, pregnant women, elderly adults and people with disabilities. Medicaid is administered by states, according to federal requirements. The program is funded jointly by states and the federal government. We are Life Insurance Medical Group Management, LLC located around the corner at 20501 Katy Freeway, Katy Texas 77450.
Real People
Solutions
Take your time ask questions we have medicare advantage plan break downs for you to look at, carrier plans can be easily navigated.
Ruben Guerrero
A Texas State Licensed Broker
Lets address the elephant in the room.What is Medicaid
- What is Medicaid
- Who is eligable for Texas Medicaid
- Home Incomes for 2024
-
Medicaid is a joint federal and state program that helps cover medical costs for some people with limited income and resources. The federal government has general rules that all state Medicaid programs must follow, but each state runs its own program. This means eligibility requirements and benefits can vary from state to state.
-
Medicaid offers benefits that Medicare doesn’t normally cover, like nursing home care and personal care services. People with Medicaid usually don’t pay anything for covered medical expenses but may owe a small co-payment for some items or services.
- I am a Beneficiary of social security.
(IEP) initial enrollment period (24 moths*), starting 3 months before you turn 65, and ending 3 months after the month you turn 65, It lasts for 7 months.
- Resident of the state of Texas, a U.S. national, citizen, permanent resident, or legal alien, in need of health care/insurance assistance, whose financial situation would be characterized as low income or very low income.
-
- Pregnant, or
- Be responsible for a child 18 years of age or younger, or
- Blind, or
- Have a disability or a family member in your household with a disability.
- Be 65 years of age or older.
You must also be one of the following:
.
In order to qualify, you must have an annual household income (before taxes) that is below the following amounts:
- 1 family member annual income of 28,869 (before taxes).
- 2 family members annual income 39,046 (before taxes)
- 3 family members annual income 49,223 (before taxes)
- 4 family members annual income 59,000 (before taxes)
- 5 family members annual income 69,578 (before taxes)
- 6 family members annual income 79,755 (before taxes)
