Teachers Medicare

if you are a retiree (or dependent) enrolled in TRS-Care Medicare Advantage, you must enroll in and maintain Medicare Part B to keep coverage. Starting Jan. 1, 2026, TRS-Care requires all Medicare-eligible participants to have Part B, or they will be terminated from the plan.

you are not required to enroll in TRS-Care Medicare Advantage as a retired Texas teacher. If you are eligible for Medicare, you must have Medicare Part B, but you can choose to opt out of the TRS-Care plan in favor of other Medicare options.

Participants with Medicare also pay a premium for Medicare Part B directly to Medicare. TRS doesn’t pay this premium on your behalf or deduct it from your TRS retirement check. Medicare deducts your Part B premium from your monthly federal benefit. As a requirement All/You must buy and maintain Medicare Part B to be eligible for TRS-Care Medicare Advantage regardless of whom you choose. Failure to buy and maintain Medicare Part B will result in total loss of TRS-Care